Black America Wealth Planning

The key, which people heavily overlook and simply do not like to do, is to write it down and hold your self accountable to your own plan. You don’t need a bunch of business books telling you this.

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Getting started building wealth is about making a plan, creating a goal, and executing your plan on a daily, weekly, and/or monthly basis. Whatever your wealth objective is; create a plan. If you’d like to earn $1,000 in the next month, write down that goal and create a plan to help you get to that goal. If you’d like to earn $4 Million per year, write it down as a goal and develop a strategic plan in writing to get you to that point. Your plan will serve as your navigational map and will get you up and out of your present situation.

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Home Built by RMT Construction of Lithonia GA

Your plan needs to correspond to where you are in your life right now. If you are young, in your teenage years, and want to buy a car, you should start with a small plan. Sometimes it may be unrealistic for you to buy a car when you are 16, 17, or even 25 so you’ve got to go with a realistic plan that will help you get to that ultimate goal.

Create a plan that details how you will earn enough income to afford the monthly payments, the insurance, and gas. Get a job on the side that pays you enough to clear these expenses so that you can afford to buy and keep the car. If you have a plan to go to college but have no idea how you’re going to get there, write down the goal and begin to scour the Internet for grants and loans that will help you get into college. If the United States government has money for a war, it has money set aside for you to attend college regardless of how much or how little money your parents make.

If your goal is to earn $250,000 annually, again, write this down on paper or on the computer so that it is documented and write down a plan to get there. The plan will have to include much more than just getting the job that will pay you $50,000 per year. But, the job is at least a start. Now you need to lay down the strategic plan to make up the additional $200,000 in income annually. The plan needs to include options on generating income in other ways and must be highly realistic. Maybe some additional income comes from being a Google Affiliate Network marketer or a Market Leverage affiliate marketer that you operate as a side hustle.

The key, which people heavily overlook and simply do not like to do, is to write it down and hold your self accountable to your own plan. You don’t need a bunch of business books telling you this. You need to write the plan down and then actualize the plan and be accountable to your own plan. Don’t let yourself slack. You owe it to yourself to make the plan and the dream work. It’s all you have in this crazy economy.

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How To Make Money On Facebook

After getting the visitors, it’s up to my web site to provide relevant and engaging content to keep the 2,000 visitors interested in what I’m selling. This is the key to the monetization.

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Facebook has figured out how to monetize itself from a corporate standpoint but the real question is to the entrepreneur. How do you make money from Facebook or is it just a Uber Friend Network? I’ve talked to some friends who say they could care less and that they just want to use the social media site to share their personal lives and photos. I’ve talked to some other friends who rarely use it anymore after the initial excitement of reconnecting with friends and family. Why did they slow down and stop using it as much?

The Underground Millionaire News Network

The Underground Millionaire News Network

Entrepreneurs want to use networks to earn income and put things on autopilot to make residual and passive income, period. No business owner wants to have a Facebook fan page and no one is really using it or coming to it. So, it begs the question “How do you make money from Facebook for a small business or entrepreneur?”

After testing several scenarios, I have come up with only one real viable solution to the Facebook user to make money and that is by running ads to reach your targeted customers. There’s really no other way to monetize this social network for yourself without advertising spend happening. I setup 7 different ad campaigns and funneled roughly 2,000 visitors to my web properties based upon the advertisement.

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After getting the visitors, it’s up to my web site to provide relevant and engaging content to keep the 2,000 visitors interested in what I’m selling. This is the key to the monetization. Place the ad on Facebook, target relevant potential customers in a certain demographic, funnel them to your website, provide rich content on your website that interests them more than just a picture of your face, your product that your selling, or your affiliate links.

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Google Wave Just Another Social Network

We need Google Wave to be on our website and when visitors browse our website, jump on Google Wave and ask questions about our services or our products to increase customer interaction.

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Google Wave software in the browser is touting itself as the next cool application to replace email. Yes, email is outdated and was developed 40 years ago. Yes, I’m way tired of over 70% of my email messages are marketing and spam messages. I would like to just close my email box and only use Google Wave to communicate. But this, just like other Social Media applications, is just for being social and talking to people about your wedding and when are you going to Chicago.

Google Wave

Google Wave

What business people want, like me, is a way to make business connections and build true customers via social networks. I love being able to connect to past friends via Facebook. I love being able to tell people that my dog pee’d on the floor this morning on Twitter and I love blasting people with my latest music via bulletins on Myspace but the question for all of us entrepreneurs is “Does it make me money?”

Business people do not have time for the next social media explosion if it’s just about discussing how to make a cake. Twitter is fading for me because the lack of intrinsic value to my business. When using Twitter to promote, the follower needle barely moves. When using it to discuss nonsense, my follower meter explodes especially if I’m talking about porn or being gay or something ignorant like that. The Twitter spam bots have it on lock and as soon as they see the key word, they follow me immediately. Who cares? Like my business needs a bunch of robots watching what I do!

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I hope Google Wave lives up to it’s promise of increasing collaboration. I hope that collaboration leads to business growth for the small to medium sized business. What the business entrepreneur needs is a way to find people with like business interests to introduce and pitch their product to legitimately. We need Google Wave to be able to chat with real potential customers and increase the conversation so that they understand our business value and why they can use us.

We need Google Wave to be on our website and when visitors browse our website, jump on Google Wave and ask questions about our services or our products to increase customer interaction. We do not need it to discuss the children’s grades and if we are going to the skating rink on Friday night. This is old and boring. I have my darn phone for that.

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The Blueprint of a Reality TV Star

Back in the day, my friend Mohammed Bilal was on MTV’s The Real World. This was literally in the beginning of reality TV. I got a chance to meet the producers of The Real World, Jonathan Murray and Mary Bunim before she died. I also got a chance to see first hand how a reality tv star is made via a character on the show named Puck. This dude Puck was outrageous and really set the tone for today’s reality tv star.

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Back in the day, my friend Mohammed Bilal was on MTV’s The Real World. This was literally in the beginning of reality TV. I got a chance to meet the producers of The Real World, Jonathan Murray and Mary Bunim before she died. I also got a chance to see first hand how a reality tv star is made via a character on the show named Puck. This dude Puck was outrageous and really set the tone for today’s reality tv star.

Puck from MTV Real World San Francisco - Blueprint of Reality TV Star

Puck from MTV Real World San Francisco - Blueprint of Reality TV Star

I saw an ad today for a reality tv series being shot in Atlanta and it made me think of the groundbreaking buffoonery that this dude Puck did on MTV’s The Real World San Francisco back in 1994. Today’s ad in Atlanta on Craigslist was saying that they were having auditions and they needed people with BIG personalities. If you were boring, stay at home. It immediately made me think of this dude Puck from back in the day.

The real Puck was a quiet bike messenger in San Francisco. No one told him how to act but he pioneered buffoonery and how to take over a reality series. He had all eyes on him and had the cameras fiending to follow him around all the time. Although in real life he was quiet and reserved, he became a character on the show. He became the BIG personality that we see in today’s reality tv star. He knew that he had to become more than himself. Back in 1994, they offered nobody any money to be on the show and they even went as far as stopping you from even writing a book and making any money on you being on their program.
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Puck made a strategy as soon as he got selected after the audition. He formulated a plan to be larger than life. To yell, scream, kick, and hate everyone in the room. He would literally walk in the room and just start talking about anyone and everyone. At the time, this was over the top and not too many reality stars knew to do this as a plan. Most people cast for these shows just wanted their normal lives to be captured on television. Puck had a different plan. He wanted to take over the show and the only way to do this is to act like a fool and buffoon.

Today’s reality tv stars pale in comparison to Puck but he created the blueprint for them. This is why people like Nene Leakes know to act ignorant and foolish because she knows the key to survival and long money is to act like a straight up fool and come in the building hating on everyone for no apparent reason. This is what having a BIG personality means in today’s reality tv world. Act ignorant, hateful, and hurtful and you will definitely stand out in a crowd. The blueprint is here.

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Social Media Specialist

BAM! You are a social media specialist and expert. Now, how to get paid? This is the ever elusive question. People want to hire you to be a social media specialist but NOT pay you until someone clicks on the link in the Tweet and fills out the form. The promise is that you will get paid $50 for every person who fills out the form. Easy money! Yeah right.

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I just read a Craigslist job posting with this as the job. This is a joke, right?! What is a social media specialist? There is NO such thing as this. That’s like saying back in the day that I need a Vibe Chat Specialist or a Black Voices Chat Room specialist! What the hell. Anyone that’s been on the Internet for the last ten years knows there is no specialist in social media. In fact, why is it even called social media?

Social Media and Twitter Specialist Job

Social Media and Twitter Specialist Job

Twitter and Facebook both knows that the chatrooms were once popular and bangin. Black Planet, Black Voices, and the Vibe chat rooms were all social media rooms where people just sat around and talked smack all day while at work. They could never monetize these and pretty much all of them failed. So, to me, a Twitter specialist is someone that sits at their desk tweeting about the sun shine all day or talking about social events. Do you really need to be a specialist?

In fact, my true argument is that social media is only crazy popular due to the unemployment rate. If everyone was back at work circa 1999 there would be no Twitter in the form that it is today. They would exist but Twitter and Facebook would not be so popular because people would be at the job instead of at the house. With record numbers of people unemployed and getting their Comcast Cable TV shut off, why not log on to Twitter and talk all day? That’s what truly makes a social media expert.

So, here’s the qualifications as I see it: 1). unemployed. 2). unemployed with nothing to do. 3). watch TV and have the laptop in front of you so you can have ideas to Tweet about. 4). Link your Twitter to your Facebook so you don’t have to say it twice. 5). Watch all Reality shows and Tweet about them and gain followers. 6). Watch the news and ESPN and Tweet about everything the announcers say.

BAM! You are a social media specialist and expert. Now, how to get paid? This is the ever elusive question. People want to hire you to be a social media specialist but NOT pay you until someone clicks on the link in the Tweet and fills out the form. The promise is that you will get paid $50 for every person who fills out the form. Easy money! Yeah right.

SKECHERS

If you have 200 followers and you send out a Tweet you can expect roughly 2 people to click on it. You are fighting a number of factors happening on Twitter. Out of your 200 people at any given time, only 20 may even be online at the time of your tweet. Out of the 20 people that see your tweet, you will be extremely lucky if you get 2 of them to click on it and you will be super lucky if they fill out the form. What to do? Use Twitter to promote the mess out of your own company or just talk to your friends. If anything, set up yourself to make money and not give it to some other person who claims they will make you money. Brand YOU first while you’re on Twitter.

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USC Running Back Stafon Johnson Out of Surgery

With 275 pounds crashing down on Stafon Johnson, I know it is a miracle that this young running back is alive. I pray that he is able to resume his football and college career. The doctor has said that he is uncertain if Stafon will be able to speak again. Prayers to Stafon and his fam.

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Stafon Johnson is out of surgery and in stable condition following a weight lifting accident on Tuesday September 28, 2009. Stafon was flat bench pressing 275 pounds and the bar slipped out of hand and landed on his neck. The doctor said if he weren’t so muscular it would have possibly killed him.

USC Running Back Stafon Johnson

USC Running Back Stafon Johnson

This is a freak accident and I can’t understand how it would have happened with a spotter. I see dudes at the gym all the time pushing the flat bench press and doing over 225 pounds. When I was younger I also loved the flat bench and it really served as a man indicator for all of us football types. Whoever pushed up the most on the bench press, was usually the strongest guy in school. Spotters should always be used pushing any type of heavyweight. I do see people at my gym near Georgia Tech going at the flat bench without spotters and this really heightens the need for a good spotter who is really there watching you.

I spot people on the flat bench by being fully present and keeping my hands on the bar itself in the event of a slippage or if they can’t get it. Some dudes have told me that they don’t like that type of spot out of ego but it allows me to be in control of the bar if they lose it. And, I must admit, that I’m always spotting someone who’s flat benching well over 225 pounds and this is no little bit of weight. One time while spotting a linebacker who was pushing up 315 pounds, he lost energy and couldn’t push the weight on his last rep. Just to get that bar back up and rack it was an enormous feat.

With 275 pounds crashing down on Stafon Johnson, I know it is a miracle that this young running back is alive. I pray that he is able to resume his football and college career. The doctor has said that he is uncertain if Stafon will be able to speak again. Prayers to Stafon and his fam.

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How To Become The Best

My friend Mike Pechina, an Olympic Judo Champion from San Bruno, California, always says “Repetition is the Mother of All Greatness”. Become the best is not an overnight thing. Becoming the best whatever you choose in your life has everything to do with constant action and effort.

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My friend Mike Pechina, an Olympic Judo Champion from San Bruno, California, always says “Repetition is the Mother of All Greatness”. Become the best is not an overnight thing. Becoming the best whatever you choose in your life has everything to do with constant action and effort. No one person has a lock on being the best. Mary J. Blige may be the best R&B singer. P. Diddy may be the best urban clothing designer. Why? How? Why is Lil Wayne the best rapper alive? How did they do it? How did they get there?

Judo Champion Mike Pechina

Judo Champion Mike Pechina

There is no secret to being the best. There is no magic wand. I knew Puffy when he had a black and white business card with a little baby boy on it. I met him at the Gavin Convention and he was just starting out. He just kept going at it. This is your key to becoming the best you. Find out your passion and then just stay at it until it starts to pay. The key is doing it until you start to see financial results. Unless you’re not in it for money. But, if you’re in it to make money, keep after it every single day.

Do not wait until some magical condition or some magical moment to start being the best you. I heard someone say that they were waiting until all things were perfect and until things started popping off to get going. This is ignorant. There is no thing to wait for. Websites are free now on WordPress. You don’t need a ton of money to get cracking. You need passion, energy, commitment, and work effort to become the best.

Aim high and shoot straight and keep doing your thing every single day. Even do it 7 times per day if you can. The key in being the best lies within you. Only you will determine how high and how far you can go. And remember, you can be down and behind in the count and still hit the ball out of the park.

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How To Bounce Back When You're Flat Broke

being broke is a mind set. Instead of believing that you’re broke, you should instead believe that you have a cash flow situation. Cash flow situations can be improved.

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My friend Dan and I used to always say that being broke is a mind set. Instead of believing that you’re broke, you should instead believe that you have a cash flow situation. Cash flow situations can be improved. Being broke cannot be improved because it’s a mental condition. So, how do you go from having a cash flow situation to improving it?

Being Broke is No Joke

Being Broke is No Joke

There is no real easy answer for this especially in this economy. I believe it’s a combination of things that help you to bounce back in poor cash flow situations. The first thing that you must do is believe that you can rebuild or build to improve your cash flow. The second thing that you can do is acquire new skills that help you improve cash flow but keeps money in your pocket. In other words, don’t believe the commercials that come on TV saying that you can make tons of money medical coding.
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Before you run to enroll in specialty trade schools, use the job boards like Monster and Career Builder to determine if those types of jobs exist in your city and see how many years experience they require you to have. If the medical coding school is saying that there’s tons of jobs in the city you live in but you go to Monster and see ZERO medical coding jobs, you should not go to the trade school for this. You might be wasting your time.

I do recommend learning technical things like html coding, advanced html and XML coding, and tools like Oracle or Microsoft SQL Server. I don’t think everyone should become a programmer and all of that stuff but all the people that I know that make a ton of money in software taught themselves. They did NOT go get a certification. Neither did I. I learned Oracle and SQL Server by downloading the software on my computer and using the online lessons to set up scenarios to teach myself. This keeps me with job skills even in a down economy.

You have to look at this cash flow situation from a macro level and not a micro level. In other words, this is a broad brush and is happening all over so your plan needs to be strategic and not based upon you having to turn around money tomorrow. Yes, you probably need cash tomorrow, but look at the long term and make your decisions based upon that. The biggest key to changing your cash flow situation truly lies in what you know. Most jobs will be some sort of technical job in the next 10-20 years. You must be online, understand basic html, and hopefully start to understand XML in some capacity.

If that’s too much, learn Microsoft Excel and become a master at Excel. I know corporations who use Excel to build full fledge applications. Again, you don’t have to become an engineer, just have to know something technical on the computer. Hit me if you need ideas.

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The Cleveland Show Is A Hit for African Americans

The Cleveland Show is a bonafide hit on network television tonight. Cleveland was a regular in Family Guy and the character has now spun off to have his own African American themed animated show. This is awesome and I anticipate this show being off the chain just like Family Guy. It has a great cast [...]

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The Cleveland Show is a bonafide hit on network television tonight. Cleveland was a regular in Family Guy and the character has now spun off to have his own African American themed animated show. This is awesome and I anticipate this show being off the chain just like Family Guy.

The Cleveland Show starts September 27, 2009 on FOX TV

The Cleveland Show starts September 27, 2009 on FOX TV

It has a great cast of voice over actors and actresses including: Mike Henry, Sanaa Lathan, Reagan Gomez-Preston, Kevin Michael Richardson, creator Seth MacFarlane, and Jamie Kennedy. According to Wikipedia, The Cleveland Show was picked up to air for 22 episodes for the first season and 13 episodes for the second season by FOX TV.

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Oakland Raiders QB JaMarcus Russell Should Be Benched

I love the Oakland Raiders and consider myself a Raiders fan but JaMarcus Russell is NOT playing to his potential.

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Yeah, I said it. I love the Oakland Raiders and consider myself a Raiders fan but JaMarcus Russell is NOT playing to his potential. Of course, I’m using his contract where he received a guaranteed $31 Million as an unproven rookie two seasons ago to gauge his potential.

JaMarcus Russell can barely move the ball down the field and put the Raiders in scoring position. This should be completely unacceptable to Al Davis and the entire Raiders organization.

Oakland Raiders quarterback JaMarcus Russell

Oakland Raiders quarterback JaMarcus Russell

Last week on Monday Night Football, JaMarcus played very poorly. I didn’t trip too hard as the Raiders played fairly well overall. But seeing that the Raiders consistently struggle to get in the end zone infuriates me. As a former quarterback, this bothers me greatly. I’m not saying that I can play better but someone should be given a chance to see if they can put points on the board.

In fact, I’ll go even further and say that if the Raiders do not make it to the playoffs, Al Davis is going to have to make the tough decision to trade JaMarcus Russell. This will be nearly impossible since JaMarcus is having a tough time raising his NFL stock due to lack of winning and lack of putting touchdowns on the big board.

I’m going to give JaMarcus a little more slack and a few more games but if he doesn’t start lifting Oakland into a winning situations, he should be benched even with a huge $31 Million guarantee. It’s only right. The NFL is about winning, period. Nothing less, nothing more. Put points on the board and move the chains. Today, the Oakland game is even blacked out in the San Francisco Bay Area and no one can watch it because the arena is not being sold out. If Al Davis was able to put a winning product on the field, the seats would fill up and the game would be aired on television. The Raiders must do better and do better now.

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